Together,
Let’s finance those who need it most!

Financial Inclusion

Fincluziv is a Fintech focused on the financial inclusion of SMEs and individuals.

Corporate & Social Responsibility

Fincluziv teams up with large corporates to bring financing to their SME suppliers and their employees in partnership with financial institutions.

Financial Technology

Fincluziv uses financial technology to offer a fully digital, fast, safe and cost-effective experience for all participants.

Invoice Advances For SMEs

Fincluziv helps SME suppliers get immediate cash against invoices accepted by their buyers.

Easy

Invoice advances are granted after acceptance of the invoice by the buyer through a simple approval process.

Fast

SMEs obtain cash through a few clicks on our digital platform.

Transparent

Conditions are attractive, clear, with no hidden fees.

Salary Advances For Employees

Fincluziv helps employees get immediate cash at any time before the payment of their monthly salaries.

Easy

Eligible employees can receive advances on their monthly salaries through a simple approval process.

Fast

Employees obtain cash through a few clicks without visiting any bank.

Transparent

Conditions are attractive, clear, with no hidden fees.

Fincluziv partners with socially responsible corporates and financial institutions to bring financing to corporates’ SME suppliers and employees.

Secure

Fincluziv complies with very high standards in terms of safety and reliability prevailing in today’s financial industry.

Free

Participation to Fincluziv can be done at no cost.

Attractive

Fincluziv offers socially responsible and optimal risk-returns.

Our team combines people with a diversity of backgrounds in banking, finance and technology.

The co-founders started Fincluziv after noticing the difficulties of SMEs and individuals to get access to financing, even in rich countries of the Middle East.

The team uses its diversified expertise to enable financial inclusion through a combination of efficient technology, controlled risk management and attractive financing conditions for all participants.

Bruno has gained 20 years banking experience with BNP Paribas and ABN AMRO before setting up a commodities finance advisory business in Dubai in 2013 and developing the Fincluziv fintech project.

BRUNO GREMEZ

CO-FOUNDER

Samir has worked for 10 years with Société Générale and ABN AMRO. Over the last 5 years, he has developed a commodities finance advisory business as well as the Fincluziv fintech project in Dubai.

SAMIR KASMI

CO-FOUNDER

Merouan is an experienced IT project manager with more than 10 years background in the finance industry, having worked for AXA and BPCE.

MEROUAN HAKEM

TECHNICAL ADVISOR

Аltan is an IT engineer with more than 10 years experience and has worked on the development of complex software solutions in the automotive, aeronautics and defense industries.

TAN TINS

CTO

 



For any additional information:



+971 4 432 2865